Standard homeowners policies specifically exclude flood damage. Without a separate flood policy, you would be personally responsible for all repair costs resulting from rising water, groundwater seepage, or overflow of any body of water.

We eliminate the common barrier of expensive, time-consuming professional risk assessments. Instead, we use streamlined methods to evaluate your property’s risk level, making it faster and more affordable to get the essential coverage you need.

It covers damage from various water-related events common in the Northwest, including heavy rain saturation, overflowing rivers or streams, storm surge, and rapid snowmelt runoff that affects your property.

Our streamlined evaluation and application process allows many homeowners to secure coverage much faster than traditional providers—often within days rather than weeks—ensuring you’re protected before the next major rain event.