Motorcycle insurance is specifically designed to address the unique risks riders face, offering specialized protections for riding gear, custom parts, and providing higher liability limits that are essential for a rider’s exposure on the road.

This protection covers aftermarket parts and accessories that are not originally manufactured by the motorcycle company, such as custom exhaust systems, chrome details, specialty seats, and upgraded audio equipment.

Basic collision only covers damage to your bike from an accident. Comprehensive coverage protects you from other risks like theft, vandalism, and weather damage, while additional liability coverage is crucial for protecting your personal assets in case you’re found at fault in a serious accident.

We consider factors like your riding patterns (commuting vs. recreational), storage security, mileage, and even your specific route considerations to create coverage that matches your actual risk exposure and riding lifestyle.