Exploring Manufactured Home Insurance
We are proud to represent the nation’s number one manufactured home insurer. You can have absolute confidence that if something happens to your home, our comprehensive coverage will not only replace it but also provide you with temporary housing accommodations during displacement. Our policies are specifically designed to address the unique needs of manufactured homes, from transportation to installation. We offer guaranteed replacement cost coverage, ensuring you can rebuild without depreciation deductions. Get the peace of mind that comes with knowing your home—and your future—are protected by the best in the business.
What Risks Does It Cover?
- Total Loss
- Temporary Housing
- Transportation Damage
- Installation Accidents
- Depreciation Coverage
- Structural Damage
- Personal Belongings
- Liability Claims
- Vandalism Repair
Frequently asked question
Manufactured home insurance is specifically designed to address the unique construction, transportation, and installation risks of factory-built homes, offering specialized coverages that traditional homeowners policies typically exclude.
This means we will cover the full cost to repair or replace your home with materials of like kind and quality, without deducting for depreciation, ensuring you can truly rebuild after a covered loss.
The process of replacing or repairing a manufactured home often takes longer than traditional site-built homes due to factory production and transportation logistics, making extended temporary housing coverage a critical component of your protection.
Our policies provide coverage for damages that may occur during the initial transport of your home to its site or during the installation process—risks that are unique to manufactured homes and not covered by standard policies.
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